What is Car Hire Excess? 

When you are travelling and you rent a car, the hire price normally includes insurance covering you for accidents and theft. Unfortunately you may also have to pay a large excess if the hired car is damaged or stolen. Often when you pick up the car you've hired the car rental company will offer you the option of upgrading your insurance to minimise or remove the excess cost but this is usually expensive and is normally an unexpected extra cost to your holiday. Car Hire Excess is a reimbursement policy which is designed to help you avoid large excess costs.


The Benefits of Car Hire Excess Cover

Save money and be covered for your car rental’s excess by purchasing Car Hire Insurance from Laya starting from €0.14* per day! Laya's Car Hire Insurance (Car Hire Excess) provides a reimbursement of the excess applied to your car rental agreement that is both value for money and offers you the best possible coverage.

Protection for less

Be smart and avoid large fixed excess costs at just 14c* a day.

Complete Reassurance

Covers damage to wheels/tyres, windscreen, undercarriage and even roof!

Two cover choices

With both a daily or annual rate on offer, you can choose what works best for you.

*Price of €0.14 per day is based on an individual aged 21-84 purchasing an Annual Excess Only policy (annual premium €49.99). Example correct as of 22/02/2019. 

Protect yourself from high excesses when hiring a car abroad with car hire excess insurance from Laya. Arranging car hire excess insurance online could not be easier. There's even a help feature if you are unsure of anything. Just choose the insurance cover that best meets your needs and buy online in just a few minutes!

Why get Car Hire Excess?

If you are planning on renting a car on any holiday you are taking this year, be sure to avoid harsh excess costs with Laya's Car Hire Excess insurance allowing you to enjoy your drive abroad without worrying about the potential excess costs of any damage done while you are taking in the foreign scenery.


Free Personal Accident Coverage

Up to €40,000 cover as standard so you can avoid worry while driving abroad.

More than one driver?

No problem, we offer cover for up to 5 named drivers on the rental agreement

Well Rounded Cover

We've got you covered for fire, theft, vandalism, your personal items and keys.

Laya Car Hire Excess from 0.14c. Price of €0.14 per day is based on an individual aged 21-84 purchasing an Annual Excess Only policy (annual premium €49.99). Example correct as of 22/02/2019.