From May 25th the EU General Data Protection Regulation (GDPR) will come into effect. It aims to strengthen data protection, while also making it easier for you to access your personal information. Click here to view our updated Data Privacy Notice for Laya Healthcare, here for Laya Life insurance and here for Laya Travel insurance
By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website. These terms and conditions may be revised at any time by updating this posting. When you visit this site again the conditions of use may have changed and you will be bound by the revised conditions of use.
To the fullest extent permissible pursuant to applicable law, the materials on this website are provided as is and without warranties of any kind, either expressed or implied. AIG Inc. and its subsidiaries and affiliates (collectively, "AIG") disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. AIG does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. AIG does not warrant or make any representations regarding the use or the results of the use, of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You (and not AIG) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all applicable terms, exclusions and conditions and are provided solely for general informational purposes. Please refer to the actual policy or the relevant product or services agreement. This website may be linked to other websites which are not maintained by AIG. AIG is not responsible for the content of such websites. The inclusion of any link to such websites does not imply AIG' approval or endorsement of such sites or the content thereof.
While AIG uses reasonable efforts to include accurate and up to date information on this website, errors or omissions sometimes occur. AIG makes no warranties or representations as to the accuracy of the content of this website. To the fullest extent permissible under applicable law, neither AIG nor any party involved in creating, producing or delivering the website shall be liable to you in negligence or contract for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if AIG or a AIG authorised representative has been advised of the possibility of such damages. To the fullest extent permissible under applicable law, AIG' total liability to you for all damages, losses, and causes of action shall not exceed the amount paid by you, if any, for accessing this website. To the fullest extent permissible under applicable law, AIG also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website. If any of these Terms and Conditions (or any terms and conditions relating to a product or service referred to in this Website) should be determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which such terms and conditions are intended to be effective, then to the extent of such illegality, invalidity or unenforceability, and in relation to such state or country only, such terms or condition shall be deleted and severed from the rest of the relevant terms and conditions and the remaining terms and conditions shall survive, remain in full force and effect and continue to be binding and enforceable. Nothing in these terms and conditions shall exclude AIG' liability for death or personal injury resulting from AIG' negligence.
Insurance coverages are offered by member companies of AIG. Insurance coverages are subject to underwriting, and may not be available in all countries and jurisdictions. Please refer to the actual policy for scope and limitations of coverage. Legal Expenses cover offered with Home products is not offered by a member company of AIG, it is offered by DAS Legal Expenses Insurance Company Ltd. Breakdown Assistance (including Legal Expenses) cover offered with Motor products is not offered by a member company of AIG, it is offered by Motorists Insurance Services Limited.
This website is owned and operated by AIG. Except as otherwise expressly permitted by AIG, no materials from this website or any website owned, operated, licensed or controlled by AIG may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way. You may download material displayed on this website for your use only, provided that AIG also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost or use the content of this website for public or commercial purposes, including the text, images, audio and video without AIG' prior written permission. AIG neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties not owned by or affiliated with AIG.
Unless otherwise expressly set forth herein, AIG makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws. Except as specifically set forth on this website the information contained on this website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service. No security, insurance product or other product or service is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.
Any information, other than personal data or information, you transmit to AIG via this Website, by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of AIG. Such information, other than personal data or information, may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. AIG is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to AIG via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.
Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this Website may constitute trade names, registered or unregistered trademarks or service marks ('Trademarks') of AIG or of third parties and used under license by AIG. However, the display of Trademarks on pages at this Website does not imply that any license has been granted to any third party. All information in this Website is protected under the copyright laws of Republic of Ireland, the U.S.A. and/or other countries. Users of this Website shall be entitled to copy any information for their own personal use but may not republish or reproduce any such information in any manner, including electronic reproduction by 'uploading' or 'downloading', without the prior written consent of AIG. Otherwise, no one has permission to copy, redistribute, reproduce or republish, in any form, any information found in the pages of this Website. Any unauthorised downloading, re-transmission, or other copying or modification of Trademarks or other contents of this Website may be a violation of statutory or common law rights which could subject the violator to legal action. Images displayed on this website are either the property of, or used with permission by, AIG. The use of these images by you, or anyone else authorised by you, is prohibited unless specifically permitted herein. Any unauthorised use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
Any unprotected E-mail communication over the Internet is subject to possible interception or loss, and is also subject to possible alteration. AIG is not responsible for and will not be liable to you or any one else for any damages resulting from interception, loss or alteration in connection with an E-mail sent by you to AIG or an E-mail sent by AIG to you.
The insurance policies offered under this Website will be underwritten by AIG Europe Limited which is a member company of AIG Inc. Legal Expenses Insurance is underwritten by DAS Legal Expenses Insurance Company Ltd. Breakdown Assistance cover is offered by Motorists Insurance Services Limited (MIS) as a service contract but the legal expenses insurance included in this Breakdown Assistance offering from MIS is underwritten by Primary Insurance Company Limited.
You acknowledge that any software which may be available or provided to you on this website may contain technology that is subject to strict controls pursuant to export control laws and regulations of Republic of Ireland, the United States of America and other countries and jurisdictions. You hereby agree that you will not transfer or export such software in violation of such applicable export laws and regulations. AIG does not authorise the downloading or exportation of any software or technical data from this website to any jurisdiction prohibited by such export controls laws and regulations.
This notice will be updated and modified from time to time without any notice. Accordingly, whenever you access the Website, ensure that you check this notice.
We recognise and share the security concerns of visitors to this website. Our Privacy and Security Policy informs website visitors about the security of applying for AIG Insurance cover online.
The AIG Insurance website uses a secure server implementing the Secure Sockets Layer (SSL) protocol through the use of VeriSign Secure Server ID to interact with you when you provide personal information during the purchase and payment processes. This state of the art technology encrypts all information to prevent third parties from reading the information while it is in transit. This is indicated by the padlock symbol on your browser and the following logo which is prominently displayed on the application page.