Your Policy Documents

It's important to know...

  • Our products are available for Republic of Ireland residents only.
  • You must be 18 years or over to purchase a policy.
  • Upper age limits may apply, depending on the product selected.
  • Our insurance policies do not cover pre-existing medical conditions, or travel to or through Cuba, Iran, Sudan, Syria, Crimea region of Ukraine and North Korea, or countries where the Department of Foreign Affairs have allocated a security status of 'avoid non-essential travel' or 'do not travel'. Other exclusions and conditions may apply so please check the Policy Wording for details.
Policy Wordings Laya Healthcare Travel Insurance Policy Document Laya Healthcare 
Medicare Travel Insurance Policy Document
Insurance Product Information Documents Single & Annual Multi Trip Travel Insurance IPID 
Backpacker Travel Insurance IPID
Business Travel Insurance IPID


Using Adobe Acrobat

These Policy documents are presented in Adobe Portable Document Format (PDF). This file format is used to store document with complex formatting that the authors would like to preserve (typically text in several columns and mixed with a number of graphics).
To view and print PDF files, you must have Adobe® Acrobat® Reader installed: click the link below to download this free software.

Changes to Policy Wordings

Over time we may make amendments to the cover we offer.

Amendments often reflect different cover needs in a rapidly changing world or may address new legal or regulatory requirements. The policy wording above shows the exact cover you will enjoy if you buy from us now.

If you have already purchased a policy, the policy terms that apply to your cover are those that were in force when you bought your policy. To see the specific Policy Wording that applies to your policy by clicking on the relevant link in your confirmation email.

If you are unsure about any aspect of our cover, please do not hesitate to Contact Us.